Alumni 10-Year Term Policy Your Age   Gender   Male Female     Have you used tobacco within the last 12 months?   No Yes Requested Death Benefit   100000 125000 150000 175000 200000 225000 250000 275000 300000 325000 350000 375000 400000 425000 450000 475000 500000 525000 550000 575000 600000 625000 650000 675000 700000 725000 750000 775000 800000 825000 850000 875000 900000 925000 950000 975000 1000000     Your Rate Quote           $     Your Preferred Premium *   $     * After you submit your insurance application, New York Life will determine if you qualify for Preferred rates. If you meet the Plan's underwriting requirements but are a tobacco / nicotine user, you will automatically fall under the Standard rate category.     Adobe Acrobat Reader is required to view the application..