Some accidents or illnesses can leave you so severely injured that you may require extensive surgery, long-term hospitalization and perhaps home health care before you are fully recovered. Most basic health insurance plans have a limit or "cap" on the total lifetime benefits available to an insured—and a catastrophic illness or accident can quickly add up to meet that "cap" and exceed it, too.
If your health care bills go beyond that cap, then it's up to you to pay. The Catastrophe Major Medical Insurance Plan will pay those costs that are in excess of your basic health plan, including Medicare.
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Helps pay up to 100 percent of all eligible expenses |
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Deductible can be satisfied with expenses paid by basic health insurance or out-of-pocket |
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Convalescent care and home health care coverage |
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Family coverage available |
A major illness or accident can easily deplete the benefits of a basic medical insurance plan. The Catastrophe Major Medical Plan pays when your basic health insurance plan has reached its limit.